Umpqua Bank Annual Report

We maintain the complete database with all recent information about Umpqua Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Umpqua Bank data is relevant for November 2024.

4.45

Address

445 S.E. Main Street Roseburg, OR 97470

FDIC Certificate ID

17266

Bank Charter Class

Federal Reserve Non-member

Financial report Umpqua Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
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2016
2015
2014
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2012
2011
2010
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2002
2001
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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
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1994
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2022
2021
2020
2019
2018
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2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
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1992

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2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
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1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
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Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

30,131,538

30,642,109

29,231,539

28,816,687

26,903,465

Cash & Balances due from depository institutions

1,002,437

2,761,309

2,561,944

1,363,504

621,759

Cash items in process of collection

290,917

201,786

252,409

270,264

282,371

Collection in domestic offices

153,794

82,020

115,192

147,272

169,355

Currency and coin in domestic offices

137,123

119,766

137,217

122,992

113,016

Balances due from depository institutions in U.S.

13,893

15,389

108,064

110,696

50,832

Balances due from foreign banks

11,106

7,439

3,936

5,502

2,967

Balances due from FRB

686,521

2,536,695

2,197,535

977,042

285,588

Total securities *

3,483,300

3,941,870

3,005,795

2,885,075

3,031,189

U.S. Government securities

3,124,607

3,539,659

2,653,060

2,553,604

2,667,957

U.S. Treasury securities

128,465

89,038

N/A

U.S. Government agency obligations

2,996,142

3,450,621

2,653,060

2,553,604

2,667,957

Securities issued by states & political subdivisions

292,107

330,784

279,510

261,094

309,171

Other domestic debt securities

2,630

2,735

3,022

3,244

3,586

Privately issued residential mortgage-backed securities

2,630

2,735

3,022

3,244

3,586

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

63,956

68,692

70,203

67,133

50,475

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

Net loans and leases

24,400,456

22,657,873

22,217,191

21,551,426

20,444,075

Loan and leases loss allowance**

261,111

248,412

328,401

157,629

144,770

Total loans and leases

24,661,567

22,906,285

22,545,592

21,709,055

20,588,845

Unearned income

N/A

Loans and leases, gross

24,661,567

22,906,285

22,545,592

21,709,055

20,588,845

All real estate loans

19,233,208

17,499,039

16,052,136

16,564,449

15,431,958

Real estate loans in domestic offices

19,233,208

17,499,039

16,052,136

16,564,449

15,431,958

Construction and development loans

1,790,992

1,632,527

1,599,897

1,496,447

1,487,759

Residential 1-4 family construction

656,075

635,175

708,795

698,031

725,258

Other construction, all land development and other land

1,134,917

997,352

891,102

798,416

762,501

Secured by nonfarm nonresidential properties

6,044,370

5,897,466

5,538,536

5,671,455

5,658,547

Nonfarm nonresidential secured by owner-occupied properties

2,301,572

2,141,449

2,075,288

2,194,783

2,178,416

Commercial real estate other non-farm non-residential

3,742,798

3,756,017

3,463,248

3,476,672

3,480,131

Multifamily residential real estate

4,827,138

4,075,735

3,385,409

3,544,525

3,329,313

1-4 family residential loans

6,318,476

5,631,848

5,221,117

5,483,610

4,578,326

Farmland loans

252,232

261,463

307,177

368,412

378,013

Loans held in foreign offices

N/A

Farm loans

156,183

170,281

182,344

284,260

290,986

Commercial and industrial loans

3,888,337

3,938,538

4,824,009

3,334,914

3,189,303

Loans to individuals

177,137

184,429

294,296

409,322

587,222

Credit card loans

N/A

Related Plans

119,555

126,590

143,218

173,161

172,882

Consumer Loans - Auto

23,497

26,702

109,854

183,119

363,995

Other loans to individuals

34,085

31,137

41,224

53,042

50,345

All other loans & leases*

1,206,701

1,113,998

1,192,807

1,116,109

1,089,375

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

579,673

565,557

579,546

516,708

501,900

Other loans

262,116

199,525

227,168

135,873

126,632

Lease financing receivables

364,736

348,547

385,814

463,413

460,843

Loans to depository institutions and acceptances of other banks

176

369

279

115

N/A

Trading account assets

11,391

12,522

12,489

11,987

10,918

Bank premises and fixed assets

245,120

244,001

270,313

293,462

203,657

Other real estate owned

1,868

1,869

1,810

3,295

10,958

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

1,868

1,869

1,810

3,295

10,958

Other real estate owned: 1-4 family residential

181

325

544

973

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

1,687

1,688

N/A

672

296

Other real estate owned:Construction & development

N/A

1,485

2,079

9,689

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

194,495

140,386

112,410

1,922,335

1,981,199

Goodwill

N/A

1,783,846

Mortgage servicing assets

184,898

128,667

96,776

118,403

172,153

All other assets

792,470

882,277

1,049,585

785,602

599,709

Liabilities and Capital

Total liabilities and capital

30,131,538

30,642,109

29,231,539

28,816,687

26,903,465

Total Liabilities

27,355,827

27,782,290

26,317,890

24,225,799

22,542,506

Total deposits

26,282,735

26,873,784

24,761,618

22,612,973

21,254,867

Deposits held in domestic offices

26,282,735

26,873,784

24,761,618

22,612,973

21,254,867

Individuals, partnerships, and corporations

24,837,433

25,318,789

22,989,712

20,692,860

19,400,045

U.S. Government

N/A

States and political subdivisions in the U.S.

1,434,870

1,545,572

1,766,564

1,919,362

1,853,142

Commercial banks and other depository institutions in U.S.

10,432

9,424

5,342

751

1,680

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

26,282,735

26,873,784

24,761,618

22,612,973

21,254,867

Transaction accounts

15,070,404

15,111,237

12,846,827

1,974,363

1,498,645

Nontransaction accounts

11,212,331

11,762,548

11,914,791

20,638,610

19,756,222

Money market deposit accounts (MMDAs)

7,284,641

7,611,718

7,173,919

6,930,815

6,645,390

Other savings deposits (excluding MMDAs)

2,379,642

2,342,246

1,889,620

9,066,537

9,119,564

Total time deposits

1,548,047

1,808,584

2,851,252

4,641,259

3,991,267

Federal funds purchased and repurchase agreements

527,961

492,247

375,384

311,308

297,151

Trading liabilities

N/A

N/A - idobrmtg

6,608

6,329

771,482

1,029,724

760,706

Subordinated debt

N/A

All other liabilities

538,523

409,930

409,406

271,794

229,782

Total equity capital

2,775,711

2,859,819

2,913,649

4,590,888

4,360,959

Bank equity capital

2,775,711

2,859,819

2,913,649

4,590,888

4,360,959

Perpetual preferred stock

N/A

Common stock

3,510,572

3,506,662

3,498,250

3,490,985

3,484,917

Surplus

632,404

510,686

Undivided profits

1,367,265

1,157,529

1,095,287

589,217

365,356

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

44,215

51,554

67,551

70,889

99,158

Income earned, not collected on loans

72,559

70,493

83,758

70,134

70,447

Earning assets

28,582,379

29,151,871

27,438,437

25,428,646

23,773,400

Long-term assets (5+ years)

15,202,992

13,777,181

11,810,833

12,285,503

12,007,833

Average total assets

30,470,768

30,219,806.4

28,923,943.2

27,979,540.8

26,299,465

Average assets, quarterly

30,385,097.5

30,769,096.5

29,329,709.5

28,860,603.5

26,744,643

Total risk weighted assets adjusted

26,028,884

24,050,185

21,422,615

22,215,814

21,559,461

Adjusted average assets for leverage capital purposes

30,625,042

30,912,952

29,351,619

27,174,987

24,856,706

Life insurance assets

328,765

327,745

323,469

320,612

313,627

General account life insurance assets

316,768

315,788

311,674

308,242

301,472

Separate account life insurance assets

1,728

1,731

1,705

1,683

Hybrid life insurance assets

10,269

10,226

10,064

10,665

10,472

Volatile liabilities

897,111

972,832

2,040,100

2,081,081

1,401,914

Insider loans

19,142

23,523

24,711

25,857

19,214

FHLB advances

6,252

6,329

771,482

906,635

751,789

Loans and leases held for sale

228,889

353,105

766,225

513,431

166,461

Unused loan commitments

7,533,981

6,875,589

5,556,210

5,620,546

5,414,990

Tier one (core) capital

3,088,278

2,893,593

2,873,383

2,783,095

2,616,456

Tier 2 Risk-based capital

220,530

192,255

260,733

162,735

149,292

Total unused commitments

7,533,981

6,875,589

5,556,210

5,620,546

5,414,990

Derivatives

8,261,631

8,187,405

8,261,591

6,908,928

4,796,224