USAA Bank Annual Report

We maintain the complete database with all recent information about USAA Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All USAA Bank data is relevant for November 2024.

4.51

Address

10750 Mcdermott Freeway San Antonio, TX 78288

FDIC Certificate ID

32188

Bank Charter Class

Savings Association

Financial report USAA Bank

Quarterly

Annually

Change dates

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
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2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2001
2000
1999
1998
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1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
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2001
2000
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1992

Hide dates

All values USD, Dollar figures in thousands

Updated June 30, 2022

Item

2022

2021

2020

2019

2018

Trends

Assets and Liabilities

Total assets

114,528,000

117,378,701

108,929,905

88,826,789

81,602,818

Cash & Balances due from depository institutions

8,447,000

10,776,377

10,890,101

6,939,306

10,160,530

Cash items in process of collection

6,293,000

992,370

3,008,950

1,165,614

850,427

Collection in domestic offices

6,292,000

990,862

3,007,221

1,163,589

848,916

Currency and coin in domestic offices

1,000

1,508

1,729

2,025

1,511

Balances due from depository institutions in U.S.

232,000

346,128

320,693

439,953

536,986

Balances due from foreign banks

N/A

Balances due from FRB

1,922,000

9,437,879

7,560,458

5,333,739

8,773,117

Total securities *

64,508,000

66,652,695

56,293,057

31,559,063

23,403,419

U.S. Government securities

64,319,000

66,432,040

55,939,080

31,077,131

22,897,264

U.S. Treasury securities

6,756,000

5,738,303

8,356,820

3,147,136

5,928,601

U.S. Government agency obligations

57,563,000

60,693,737

47,582,260

27,929,995

16,968,663

Securities issued by states & political subdivisions

139,000

154,714

269,687

359,979

440,974

Other domestic debt securities

N/A

7,543

39,459

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

7,543

39,459

Structured financial products - Total

N/A

Other domestic debt securities - All other

N/A

Foreign debt securities

N/A

Equity securities not held for trading

50,000

65,942

84,289

114,410

25,722

Equity securities available-for-sale

N/A

25,722

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

38,158,000

38,019,272

40,399,481

48,426,284

46,493,282

Loan and leases loss allowance**

749,000

755,503

1,163,317

786,731

773,948

Total loans and leases

38,907,000

38,774,775

41,562,798

49,213,015

47,267,230

Unearned income

N/A

Loans and leases, gross

38,907,000

38,774,775

41,562,798

49,213,015

47,267,230

All real estate loans

3,846,000

4,783,638

5,251,398

6,336,378

5,283,235

Real estate loans in domestic offices

3,846,000

4,783,638

5,251,398

6,336,378

5,283,235

Construction and development loans

3,000

3,231

6,460

10,219

14,412

Residential 1-4 family construction

N/A

Other construction, all land development and other land

3,000

3,231

6,460

10,219

14,412

Secured by nonfarm nonresidential properties

N/A

112

Nonfarm nonresidential secured by owner-occupied properties

N/A

Commercial real estate other non-farm non-residential

N/A

112

Multifamily residential real estate

N/A

1-4 family residential loans

3,843,000

4,780,407

5,244,938

6,326,076

5,268,711

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

N/A

Loans to individuals

35,036,000

33,972,713

36,299,662

42,856,495

41,961,558

Credit card loans

14,224,000

14,474,138

15,832,111

19,089,596

19,432,585

Related Plans

N/A

Consumer Loans - Auto

15,909,000

15,177,419

14,878,242

16,430,215

15,350,796

Other loans to individuals

4,903,000

4,321,156

5,589,309

7,336,684

7,178,177

All other loans & leases*

25,000

18,424

11,738

20,143

22,436

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

N/A

Other loans

25,000

18,424

11,738

20,143

22,436

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

22,000

13,858

17,386

16,701

11,576

Other real estate owned

2,000

1,531

1,273

2,267

2,104

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

2,000

1,531

1,273

2,267

2,104

Other real estate owned: 1-4 family residential

2,000

1,531

1,273

2,267

2,104

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

N/A

397,714

386,315

734,295

778,425

Goodwill

N/A

Mortgage servicing assets

N/A

397,714

386,315

615,319

652,186

All other assets

3,391,000

1,517,254

942,292

1,148,873

753,482

Liabilities and Capital

Total liabilities and capital

114,528,000

117,378,701

108,929,905

88,826,789

81,602,818

Total Liabilities

110,342,000

108,398,627

99,818,766

80,559,701

73,683,664

Total deposits

106,920,000

105,070,590

94,445,092

77,730,625

71,930,848

Deposits held in domestic offices

106,920,000

105,070,590

94,445,092

77,730,625

71,930,848

Individuals, partnerships, and corporations

106,920,000

105,070,590

94,445,092

77,730,625

71,930,848

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

106,920,000

105,070,590

94,445,092

77,730,625

71,930,848

Transaction accounts

13,669,000

15,129,840

13,018,502

9,336,434

7,982,065

Nontransaction accounts

93,251,000

89,940,750

81,426,590

68,394,191

63,948,783

Money market deposit accounts (MMDAs)

90,216,000

86,407,839

76,721,759

62,229,038

58,903,037

Other savings deposits (excluding MMDAs)

N/A

Total time deposits

3,035,000

3,532,911

4,704,831

6,165,153

5,045,746

Federal funds purchased and repurchase agreements

N/A

Trading liabilities

N/A

N/A - idobrmtg

1,275,000

897,049

1,943,407

N/A

Subordinated debt

N/A

All other liabilities

2,147,000

2,430,988

3,430,267

2,829,076

1,752,816

Total equity capital

4,186,000

8,980,074

9,111,139

8,267,088

7,919,154

Bank equity capital

4,186,000

8,980,074

9,111,139

8,267,088

7,919,154

Perpetual preferred stock

275,000

Common stock

18,000

Surplus

2,793,000

2,788,238

947,696

Undivided profits

1,100,000

5,898,836

7,870,443

7,026,392

6,678,458

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

610,000

1,447,929

2,333,709

656,269

601,786

Income earned, not collected on loans

236,000

214,653

223,171

229,280

217,599

Earning assets

104,629,000

114,135,174

104,286,950

85,458,904

79,221,558

Long-term assets (5+ years)

67,104,000

69,026,633

55,987,677

37,467,146

25,869,876

Average total assets

116,749,900.33

116,201,441.8

99,392,667

86,444,071.6

82,067,319

Average assets, quarterly

116,435,500

117,355,318

105,979,798

88,681,705.5

81,880,921

Total risk weighted assets adjusted

57,210,000

52,653,766

51,617,073

54,233,025

50,700,467

Adjusted average assets for leverage capital purposes

116,007,000

113,973,083

101,997,612

85,872,512

78,775,689

Life insurance assets

N/A

General account life insurance assets

N/A

Separate account life insurance assets

N/A

Hybrid life insurance assets

N/A

Volatile liabilities

1,702,000

518,466

735,593

1,058,681

689,454

Insider loans

2,000

2,023

2,282

3,151

3,852

FHLB advances

1,000,000

N/A

Loans and leases held for sale

924,000

848,325

674,562

2,895,553

1,131,618

Unused loan commitments

63,823,000

63,978,372

64,555,067

62,792,605

59,631,833

Tier one (core) capital

9,472,000

9,216,174

7,960,193

8,192,099

7,846,981

Tier 2 Risk-based capital

716,000

660,291

653,040

679,962

636,138

Total unused commitments

63,823,000

63,978,372

64,555,067

62,792,605

59,631,833

Derivatives

7,207,000

5,405,714

4,273,105

15,549,112

4,135,568