Overstock, a major online retailer known for its fair prices, has an appealing offer for loyal customers - a co-branded credit card. Initially launched in partnership with FNBO, the card is now issued by Comenity. This card comes with special options (for purchases at Overstock) and lacks an annual fee. Read our detailed guide to get informed on how to apply for this card and gain online account access.
Overstock from Comenity Bank
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:31.99% Variable
- Balance Transfer APR:None
How to Create an Overstock Credit Card User Account
- To commence your credit card application, visit this page and select “Apply”.
- To submit your application, you need to register on the retailer's website. Enter your email address and set a password. Tick the box if you want to subscribe for exclusive offers from Overstock. If undesired, leave the box unticked. Click “Create Account”.
Check Other Similar Cards
- Fill in each mandatory field with your personal information (name and address, including zip code).
- Enter your SSN and your future credit card phone number. Read about the optional rewards program. In case you want to get involved, tick the corresponding box.
- Read the displayed terms and conditions carefully. Select “I Agree and Submit” to continue.
Great! Your application is under review, and you will be informed of the bank’s decision within 10 business days.
If your application succeeds, we recommend setting up online account access. Make it easy to pay bills, review a list of statements, or update your personal data. To enroll in the online banking service, find the dropdown menu at the top of the page.
- Select the option “Register Now” to proceed with the registration process.
- Enter some details - your account number, zip code, and the four trailing digits of your ID number. Click “Find My Account” to get done with the setup.
How to Sign in to your Overstock Cardholder Account
The login procedure is simple and fast. The corresponding “Sign In” button can be found at the top of the home page.
- Enter your credentials and press “Sign In” one more time.
Restoring Access to Your Account
- First, click “Sign In” button as explained above for the Overstock credit card login procedure. Then, select the option “Forgot Username / Password?” instead of logging in.
- To verify account ownership, specify the following: account number or username (if not forgotten), ZIP code, and your ID number. Select “Find My Account” to restore the lost password.
Contacting Customer Service
If you seek to change your credit limit, have trouble logging into Overstock, want to make a payment by phone, or have any other questions, feel free to contact the Comenity Customer Care. The service is ready to answer every day, except Sundays, 8 a.m. to 9 p.m. EST, at 1-855-810-2546. Automated customer care can be accessed at any time, all year round.
Overstock Credit Card Payment Address
In case you would like to make a payment with a paper check, use this mailing address:
Overstock Credit Card
P.O. Box 659834
San Antonio, TX 78265-9134.