Few credit cards are as much sought after as X1, and for good reason. Issued by Coastal Community Bank, this all-metal stainless steel credit card not only has a flawless design, but also offers high credit limits and a generous rewards program, especially for big spenders. You will earn 2 points for each dollar spent by default; if your expenses meet $15,000 within a year, you will receive 3 points instead, which also applies retroactively to your past purchases. Furthermore, there is no annual fee. It is no wonder that this credit card was previously available on an invite-only basis. Now, however, applications are open for the general public. This article will show how to apply for the X1 Visa card with online account access.
X1 Visa from Coastal Community Bank
- Rewards Rate:
- 10x Up to 10x points for every invited friend who gets a card.
- 3x Points per dollar for the year if you spend $15,000 or more.
- 2x Points on every purchase regardless of category.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:20.24% - 29.99% Variable
- Balance Transfer APR:20.24% - 29.99% Variable
X1 Visa credit card application
The first step in getting a hold of the X1 card is to submit an online application. In order to do this, navigate to X1’s official website and click the prominent "Apply Now" button, as seen on the screenshot.
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Following this, a form will appear on the page. Enter your name and date of birth and continue to the next screen.
You will also be required to provide an email address and your phone number. Fill each field, then press "Continue" as in the last step.
To confirm that the phone number is really yours, you will be sent a verification code via SMS. Enter the code and click "Check".
Cardholder Registration and Login
After you receive the credit card, we will learn how to manipulate your online account remotely at any time with X1’s official mobile application, available for iOS and Android.To begin, we must complete registration. The following example uses iOS. Retrieve the application from the App Store.
You will see a sign-in button on the start screen.
Enter your credit card phone number to receive an SMS verification code.
At which point you should be given access to your account. You can use the card app for just about everything you can do with a credit card, including payment, viewing past transactions, checking balance and credit limit, counting and redeeming reward points, managing virtual cards, and so on.
Customer Service
In order to receive assistance regarding your credit card, report fraud, alter personal information, and similar needs, contact the customer support by phone (650) 514-5504 or, if you prefer email, support@x1.co.
Payment Address
548 Market Street, Suite 30684, San Francisco, CA 94104.