HSBC mortgage

Learn more about HSBC mortgage rates and compare this lender to others.

Updated December 15, 2024
3.93 out of 5

NLMS: 399799

Check HSBC mortgage rates

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Loans offered:
Adjustable, Jumbo, Fixed, Variable
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Min. credit score required:
620
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Min. down payment:
3%
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.

Information about bank

  • Organisation:
    HSBC
  • Website:
  • Headquarters:
    1800 Tysons Blvd Tysons, VA 22102

HSBC Mortgage Pros&Cons

Pros:
  • Variety of loan options. You will find a good selection of loans, including conventional, fixed-rate, adjustable-rate, jumbo and low downpayment loans.
  • Wide availability. You can start the loan application from any state except West Virginia and Alaska.
  • Assistance with the down payment. The bank offers down payment assistance to make closing costs more manageable.
Cons:
  • No USDA loan. If you’re looking for this rural property, zero-down payment option, you’ll have to try other lenders.