Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA
Min. credit score required:
Min. down payment:
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.
Full range of loan types. US Bank offers a comprehensive selection of mortgage products, including several options that you won’t find with small lenders.
Closing cost assistance. If your initial mortgage was with US Bank, you could get up to $1,000 in closing cost credit.
A+ BBB rating. An A+ Better Business Bureau (BBB) rating indicates that US Bank is a trustworthy mortgage lender, scoring highly on customer satisfaction, honest advertising and transparent business practices.
No USDA loans. Many will find US Bank’s lack of a USDA loan disappointing.
Customized rates require more effort. You won’t know your rates until you contact a mortgage loan officer.