US bank mortgage

Learn more about US bank mortgage rates and compare this lender to others.

Updated December 05, 2023
4.68 out of 5

NLMS: 402761

Check US bank mortgage rates

Loans offered:
Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA
Min. credit score required:
Min. down payment:
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.

Information about bank

  • Organisation:
    US bank
  • Website:
  • Headquarters:
    U.S. Bancorp Center 800 Nicollet Mall Minneapolis, MN 55402 - 7014

US bank Mortgage Pros&Cons

  • Full range of loan types. US Bank offers a comprehensive selection of mortgage products, including several options that you won’t find with small lenders.
  • Closing cost assistance. If your initial mortgage was with US Bank, you could get up to $1,000 in closing cost credit.
  • A+ BBB rating. An A+ Better Business Bureau (BBB) rating indicates that US Bank is a trustworthy mortgage lender, scoring highly on customer satisfaction, honest advertising and transparent business practices.
  • No USDA loans. Many will find US Bank’s lack of a USDA loan disappointing.
  • Customized rates require more effort. You won’t know your rates until you contact a mortgage loan officer.