Personal Loan from BMO Harris Bank

Personal Loan from BMO Harris Bank - see full info about rates, terms, credit score.

Updated August 23, 2022
Advertiser Disclosure
4.99 out of 5
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Check your personal loan rates

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APR Range
7.99 - 16.49%
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Amount
up to $35,000
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Term
up to 72 months
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Minimum credit score:
Fair (580-669)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
    BMO Harris Bank
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    1-3 business days.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • No fees
  • Autopay discount
Cons:
  • Requires excellent credit for lowest rates

Rates

Rates
7.99 - 16.49%
Term
12 - 72 months
Loan Amount
$1,500 - $35,000
Autopay
0.5%*
* In case of using Autopay service your rate is reduced by 0.5%
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Personal information
    • Positive credit history

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Description

  • BMO Harris Bank offers personal loans from $1,500 to $35,000. You can borrow money for a term ranging from 12 to 72 months.

    Your APR may be as low as 7.99% and as high as 16.49%. Rate includes a 0.50% rate discount for Auto Pay.

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