Personal Loan from First Technology Federal Credit Union

Personal Loan from First Technology Federal Credit Union - see full info about rates, terms, credit score.

Updated November 18, 2022
Advertiser Disclosure
5 out of 5
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Check your personal loan rates

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APR Range
6.7 - 11%
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Amount
up to $50,000
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Term
up to 84 months
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Minimum credit score:
Poor (300-579)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • Low, fixed rates
  • No application fees, origination fees or prepayment penalties
  • No payments for up to 45 days
Cons:
  • No autopay discount

Rates

Rates
6.7 - 11%
Term
24 - 84 months
Loan Amount
$500 - $50,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Ages

    Be at least 18 years old.

  • Requirements Description
    • Identity Verification
    • Credit Report
    • Financial Statements

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  • 2 - 7 years
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  • $5,000 - $100,000
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Description

  • First Tech FCU offers personal loans of up to $50,000 with rates starting at 6.70%.

    First Tech does not charge a prepayment penalty. It also has no origination or application fees.

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