Product from FreedomPlus

Personal Loan from FreedomPlus - see full info about rates, terms, credit score.

Updated July 22, 2022
Advertiser Disclosure
2.92 out of 5
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Check your personal loan rates

scorer
APR Range
7.99 - 29.99%
scorer
Amount
up to $50,000
scorer
Term
up to 60 months
scorer
Minimum credit score:
Fair (580-669)
scorer
No early payoff penalty
See full info about rates in different states

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Options

Fees

  • Origination fee
    1.99 - 4.99%
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • Fast funding
  • No Prepayment Fee
  • Low APR interest
Cons:
  • Origination Fee
  • Late Payment Fee
  • No Autopay Discount

Rates

Rates
7.99 - 29.99%
Term
24 - 60 months
Loan Amount
$7,500 - $50,000
Special conditions in the states listed below:
  • Arizona have a minimum loan amount of $10,500
List of states where FreedomPlus loan is not available:
  • Colorado
  • Connecticut
  • Hawaii
  • Kansas
  • Maine
  • New Hampshire
  • New York
  • North Dakota
  • Oregon
  • Rhode Island
  • Vermont
  • Wisconsin
  • West Virginia
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 620 or higher.
  • Requirements Description
    • Personal information (name, address, phone number, and email)
    • Signature
    • Valid ID
    • Verified income and bank account

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  • 8.99 - 29.99 %
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LendingClub
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  • 3 - 5 years
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5 out of 5
Recommended credit score
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  • 7.99 - 23.43 %
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  • 2 - 7 years
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  • $5,000 - $100,000
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Description

  • FreedomPlus offers personal loans from $7,500 to $50,000. The interest rates range from 7.99% to 29.99%.

    FreedomPlus allows you to add a cosigner to an account.

    The lender charges an origination fee of up to 4.99%. The lender also charges a late payment fee of either $15 or 5% of the past-due amount, whichever is greater.

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