Personal Loan from Golden 1 Credit Union

Personal Loan from Golden 1 Credit Union - see full info about rates, terms, credit score.

Updated August 30, 2022
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4.42 out of 5
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Check your personal loan rates

scorer
APR Range
6.24 - 35.99%
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Amount
up to $50,000
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Term
up to 60 months
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Minimum credit score:
Fair (580-669)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
    Golden 1 Credit Union
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.
  • Late fee
    5%

Pros & Cons

Pros:
  • No collateral required
  • No origination fee or prepayment penalty
Cons:
  • Late Payment fee

Rates

Rates
6.24 - 35.99%
Term
60 months
Loan Amount
$500 - $50,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Name and Date of Birth
    • Contact Details
    • Social Security Number
    • Total Monthly Income
    • Proof of income/Employment status

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  • 7.99 - 23.43 %
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  • 2 - 7 years
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Description

  • Golden 1 Credit Union offers personal loans of up to $50,000 with rates starting at 6.24%.

    Golden 1 Credit Union does not charge a prepayment penalty. It also has no origination fee.

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