Personal Loan from Jovia Financial Credit Union

Personal Loan from Jovia Financial Credit Union - see full info about rates, terms, credit score.

Updated August 29, 2022
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5 out of 5
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Check your personal loan rates

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APR Range
4.99 - 6.99%
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Amount
up to $50,000
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Term
up to 60 months
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Minimum credit score:
Good (670-739)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

Fees

    Pros & Cons

    Pros:
    • Low rates
    Cons:
    • No autopay discount

    Rates

    Rates
    4.99 - 6.99%
    Term
    12 - 60 months
    Loan Amount
    $1,000 - $50,000
    For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
    View all Rates & Fees

    Requirements

    • What you need to get approved (Qualifications)
      FICO® score 670 or higher.
    • Ages

      Be at least 18 years old.

    • Requirements Description
      • Identity Verification
      • Credit Report
      • Financial Statements

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    2.66 out of 5
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    Good (670-739)
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    Recommended credit score
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    SoFi
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    • $5,000 - $100,000
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    Description

    • Jovia FCU offers unsecured personal loans of up to $50,000 with rates starting at 4.99%.

      To qualify for a personal loan, borrowers must meet minimum credit and affordability requirements and be at least 18 years old.

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