Product from M&T Bank

Personal Loan from M&T Bank - see full info about rates, terms, credit score.

Updated August 07, 2022
Advertiser Disclosure
4.46 out of 5
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Check your personal loan rates

scorer
APR Range
6.74 - 14.74%
scorer
Amount
up to $50,000
scorer
Term
up to 84 months
scorer
Minimum credit score:
Good (670-739)
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No early payoff penalty
scorer
No origination fee
See full info about rates in different states

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Learn more

Options

  • Loan purpose:
    Personal Loan
  • Bank:
    M&T Bank
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • No application, origination, or prepayment penalty fees
  • No collateral is required
Cons:
  • No autopay discount

Rates

Rates
6.74 - 14.74%
Term
12 - 84 months
Loan Amount
$2,000 - $50,000
List of states where M&T Bank loan is not available:
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Wisconsin
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

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Recommended credit score
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Recommended credit score
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Good (670-739)
  • 7.99 - 23.43 %
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  • 2 - 7 years
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  • $5,000 - $100,000
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Description

  • M&T Bank offers personal loans ranging from $2,000 to $50,000.

    Your APR could currently range from 6.74% to 14.74%.

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