Product from Regions

Personal Loan from Regions - see full info about rates, terms, credit score.

Updated August 04, 2022
Advertiser Disclosure
4.45 out of 5
Learn more

Check your personal loan rates

scorer
APR Range
5.74 - 20.99%
scorer
Amount
up to $50,000
scorer
Term
up to 60 months
scorer
Minimum credit score:
Fair (580-669)
scorer
No early payoff penalty
scorer
No origination fee
See full info about rates in different states

We recommend more loans

LightStream
LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
Check rates
On partner's site
Upstart
Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
Check rates
On partner's site
Learn more

Options

  • Loan purpose:
    Personal Loan
  • Bank:
    Regions
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fees.
  • Late fee
    5%
  • Returned check fees
    $15

Pros & Cons

Pros:
  • No origination fee and no prepayment penalty
  • Quick application
  • Autopay discount
Cons:
  • Late fees

Rates

Rates
5.74 - 20.99%
Term
24 - 60 months
Loan Amount
$2,000 - $50,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where Regions loan is not available:
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Hawaii
  • Idaho
  • Kansas
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
    • Income (Income Type, Pay Method, Pay Frequency, Monthly Income)
    • Banking Details (Account Type, Account & Routing Numbers, Age of Account)

Check loans from other lenders

Payoff®
Payoff®
Personal Loan
2.66 out of 5
Recommended credit score
bank name
Good (670-739)
  • 8.99 - 29.99 %
    APR
  • 2 - 5 years
    Loan Term
  • $5,000 - $40,000
    Loan Amount
Check rates
On partner's site
LendingClub
LendingClub
Personal Loan
3.73 out of 5
Recommended credit score
bank name
Poor (300-579)
  • 8.3 - 36 %
    APR
  • 3 - 5 years
    Loan Term
  • $1,000 - $40,000
    Loan Amount
Check rates
On partner's site
SoFi
SoFi
Personal Loan
5 out of 5
Recommended credit score
bank name
Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
    Loan Term
  • $5,000 - $100,000
    Loan Amount
Check rates
On partner's site

Description

  • Regions Bank offers unsecured personal loans of up to $50,000 for existing customers. Non-customers can receive up to $35,000 in branch or by phone. The minimum amount is $2,000.

    The APR range is from 5.74% to 20.99%. Loan terms are available for 2 or 5 years.

Another popular loans for you
Avant
Avant
Personal Loan
3.45 out of 5
Check rates
On partner's site
Prosper
Prosper
Personal Loan
2.36 out of 5
Check rates
On partner's site
Best Egg
Best Egg
Personal Loan
2.97 out of 5
Check rates
On partner's site