Best Personal Loans from TD Bank of December 2024
Product from TD Bank is an option for applicants with Poor (300-579) credit score ⭐ Read on to find the interest rate (APR) and online application requirements.
Updated September 15, 2023
Learn more
Check your personal loan rates
APR Range
8.99 - 23.99%
Amount
up to $50,000
Term
up to 60 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination feeNo origination fee.
- Application feeNo application fee.
- Early payment feeNo early payment fee.
- Extra payment feeNo extra payment fee.
- Late fee5%
- Check processing feesNo check processing fee.
- Returned check feesNo returned check fee.
- Annual feesNo annual fee.
Pros & Cons
Pros:
- No origination fee
- Fast funding
- Low APR
Cons:
- $2,000 minimum loan
- Not available in every state
Rates
Rates
8.99 - 23.99%
Term
36 - 60 months
Loan Amount
$2,000 - $50,000
List of states where TD Bank loan is not available:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- District of Columbia
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Ohio
- Oklahoma
- Oregon
- South Dakota
- Tennessee
- Texas
- Utah
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 700 or higher.
- Ages
You need to be 18 or older and a U.S. citizen.
- Residence
Individual borrowers must have a valid social security number and a valid checking account.
- Requirements Description
- Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
- Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
- Banking Details (Account Type, Account & Routing Numbers, Age of Account)
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Payoff®
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Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
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LendingClub
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Recommended credit score
Poor (300-579)
- 8.3 - 36 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $40,000Loan Amount
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SoFi
Personal Loan
Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
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Description
TD Bank offers personal loans with amounts ranging from $2,000 to $50,000.
The APR range is from 8.99% to 23.99%.
There's no origination fee, monthly fee, annual fee, or prepayment fee. The only fee is for late payments, and it's 5% of the minimum payment due or $10, whichever is less.
TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.
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