Cross River Bank Annual Report

We maintain the complete database with all recent information about Cross River Bank that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All Cross River Bank data is relevant for May 2026.

2.98

Address

885 Teaneck Road Teaneck, NJ 07666

FDIC Certificate ID

58410

Bank Charter Class

Federal Reserve Non-member

Financial report Cross River Bank

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008

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2024
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2021
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2024
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2024
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2018
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

8,057,896

8,267,418

8,712,298

9,135,117

9,130,310

Cash & Balances due from depository institutions

936,903

713,685

1,277,413

1,030,222

362,587

Cash items in process of collection

281

216

233,199

99,931

4,083

Collection in domestic offices

N/A

Currency and coin in domestic offices

281

216

233,199

99,931

4,083

Balances due from depository institutions in U.S.

3,116

11,263

5,255

8,819

25,168

Balances due from foreign banks

11,333

13,630

15,151

6,457

N/A

Balances due from FRB

922,174

688,576

1,023,809

915,016

333,336

Total securities *

1,439,644

1,297,087

810,349

303,021

132,289

U.S. Government securities

1,249,910

1,075,109

578,059

141,796

25,466

U.S. Treasury securities

N/A

100,436

99,760

N/A

U.S. Government agency obligations

1,249,910

1,075,109

477,623

42,036

25,466

Securities issued by states & political subdivisions

N/A

501

N/A

Other domestic debt securities

137,154

167,845

195,705

144,626

103,823

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

35,961

78,370

44,296

73,474

48,807

Structured financial products - Total

N/A

54,190

N/A

Other domestic debt securities - All other

43,265

30,573

32,493

20,652

4,431

Foreign debt securities

37,563

38,997

25,000

3,000

Equity securities not held for trading

N/A

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

3,100

1,036

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

5,185,483

5,771,432

6,114,215

7,168,537

7,999,952

Loan and leases loss allowance**

118,153

126,804

108,585

80,529

42,120

Total loans and leases

5,303,636

5,898,236

6,222,800

7,249,066

8,042,072

Unearned income

8,470

12,274

19,810

4,555

181,176

Loans and leases, gross

N/A

8,223,248

All real estate loans

1,243,004

1,494,452

1,415,082

1,153,534

855,198

Real estate loans in domestic offices

1,243,004

1,494,451

1,415,082

1,153,534

855,198

Construction and development loans

212,537

172,824

217,089

121,403

86,077

Residential 1-4 family construction

N/A

77,876

26,965

31,315

Other construction, all land development and other land

212,537

172,824

139,213

94,438

54,762

Secured by nonfarm nonresidential properties

810,841

932,353

758,278

594,974

457,119

Nonfarm nonresidential secured by owner-occupied properties

564,725

756,787

427,720

47,148

41,956

Commercial real estate other non-farm non-residential

246,116

175,566

330,558

547,826

415,163

Multifamily residential real estate

175,741

341,708

394,047

384,296

267,019

1-4 family residential loans

43,885

47,566

45,668

52,861

44,983

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

53,675

573,324

987,580

2,623,066

5,565,974

Loans to individuals

2,575,111

2,456,431

2,764,333

2,740,597

1,664,911

Credit card loans

Related Plans

N/A

Consumer Loans - Auto

11,225

50,152

1,528

N/A

Other loans to individuals

2,563,885

2,406,278

2,762,801

2,740,594

1,664,908

All other loans & leases*

1,440,316

1,386,304

1,075,614

736,424

137,166

Loans to foreign governments and official institutions

N/A

Obligations of states and political subdivisions in U.S.

N/A

Other loans

N/A

137,166

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

N/A

Trading account assets

N/A

Bank premises and fixed assets

47,457

42,561

46,769

43,155

30,239

Other real estate owned

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

Other real estate owned: 1-4 family residential

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

5,588

7,454

6,200

6,107

1,226

Goodwill

N/A

Mortgage servicing assets

1,041

2,020

1,119

1,176

1,226

All other assets

N/A

604,017

Liabilities and Capital

Total liabilities and capital

8,057,896

8,267,418

8,712,298

9,135,117

9,130,310

Total Liabilities

6,993,567

7,242,836

7,697,175

8,085,591

8,402,723

Total deposits

6,189,239

6,233,867

6,733,823

5,719,757

3,930,696

Deposits held in domestic offices

6,189,239

6,233,867

6,733,823

5,719,757

3,930,696

Individuals, partnerships, and corporations

N/A

3,930,696

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

Deposits held in domestic offices

6,189,239

6,233,867

6,733,823

5,719,757

3,930,696

Transaction accounts

3,466,061

2,680,550

3,752,380

3,693,485

2,142,661

Nontransaction accounts

2,723,178

3,553,317

2,981,443

2,026,272

1,788,035

Money market deposit accounts (MMDAs)

213,463

12,080

22,047

464,960

637,859

Other savings deposits (excluding MMDAs)

921,733

875,087

560,914

563,833

590,135

Total time deposits

1,587,983

2,666,150

2,398,480

997,479

560,041

Federal funds purchased and repurchase agreements

N/A

Trading liabilities

N/A

N/A - idobrmtg

N/A

4,316,566

Subordinated debt

N/A

All other liabilities

N/A

155,461

Total equity capital

1,064,329

1,024,582

1,015,123

1,049,526

727,587

Bank equity capital

1,064,323

1,024,576

1,015,117

1,049,520

727,581

Perpetual preferred stock

N/A

Common stock

N/A

Surplus

442,945

441,429

191,429

Undivided profits

621,378

581,631

572,172

608,091

536,152

Equity, minor interest in consolidated subs

Memoranda

Noncurrent loans and leases

255,596

672,336

859,300

2,260,583

26,643

Income earned, not collected on loans

60,356

78,271

91,615

109,060

83,014

Earning assets

7,552,598

7,775,781

7,967,898

8,400,634

8,489,771

Long-term assets (5+ years)

1,737,677

1,738,723

982,571

551,943

121,378

Average total assets

8,185,256.2

8,627,727

8,599,290.8

8,917,120

11,632,260

Average assets, quarterly

8,089,113

8,352,246

8,504,104

8,997,651.5

10,300,020.5

Total risk weighted assets adjusted

N/A

3,306,131

Adjusted average assets for leverage capital purposes

7,875,542

7,962,532

8,092,136

6,801,796

4,875,560

Life insurance assets

9,636

9,386

9,138

8,916

8,711

General account life insurance assets

4,371

4,242

4,117

4,010

3,917

Separate account life insurance assets

N/A

Hybrid life insurance assets

5,265

5,144

5,021

4,906

4,794

Volatile liabilities

457,958

751,960

54,300

890,503

224,917

Insider loans

N/A

FHLB advances

445,800

420,000

120,000

157,500

192,500

Loans and leases held for sale

1,821,155

2,106,243

2,167,811

2,277,402

1,123,522

Unused loan commitments

1,323,650

1,122,805

943,753

320,087

183,882

Tier one (core) capital

1,062,167

1,035,536

1,024,532

1,050,380

728,313

Tier 2 Risk-based capital

N/A

41,372

Total unused commitments

1,323,650

1,122,805

943,753

320,087

183,882

Derivatives

5,317,294

3,563,056

461,593

3,048

N/A