One of the largest retail chains in America now offers a Comenity Bank-issued co-branded credit card with no annual fee and benefits, including remote in-store access, special offers, and interest-free purchases starting from $250, if paid within six months ($750 and up – within 12 months).
Big Lots Credit Card from Comenity Bank
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:29.99% Variable
- Balance Transfer APR:None
Create an Online Account for Big Lots Credit Card
Let us begin by submitting the credit card application. To do this, open the promotional page and click the prominent button with “Apply” on it.
Check Other Similar Cards
You can submit some information about yourself beforehand. This step is optional, to skip it, choose the option “Apply Without Pre-Fill” at the bottom.
If you shared your phone number, the website will send you an SMS with a verification code.
Now you will have to describe yourself in some more detail. Fill each respective field with your name, address, phone, and SSN number.
You can share your credit card with a loved one by designating them as an authorized user. They will be able to make purchases, though you will still be responsible for the expenses. Enter their name, date of birth, and the kind of connection they have to you. Make sure to tick “No” if this is not desirable.
Confirm that you accept the terms and conditions by checking the box. After you click “Submit”, the application will be referred to Comenity Bank.
In the course of 14 business days, the bank shall notify you of its decision with respect to your application.
Once you receive your credit card, we recommend using online account access, which lets you pay, check balance, and more with just a few clicks. This requires an initial registration. Choose “Register Now” from the hamburger menu on the home page.
Select “Register Now”.
Input your account number, zip code, and last part of the ID number and submit them with “Find My Account”.
Big Lots Credit Card Account Login
The “Sign-in” button is located near the top of the home page.
Log in using your username and password. To avoid doing this in the future, you can remember your current device by ticking a box.
Recover Access to Your Account
Start as you did when trying to log in (see previous section). In the login form, click the link “Forgot Username / Password?” near the bottom.
To prove the account belongs to you, enter the personal information requested: account number, username (if known), ZIP code, and ID number. Click “Find My Account” to proceed.
Big Lots Credit Card Customer Service
Comenity’s Customer Care provides customer support free of charge to all Big Lots credit card holders. Refer to them in case of unforeseen difficulties, such as problems with accessing your account, if the official Help pages do not suffice. You can also call to make a payment or ask to increase your credit limit, for instance. The personnel is available Mondays through Saturdays, 8 a.m. to 9 p.m. EST, at 1-888-566-4353. On Sundays and holidays you can still receive automated support.
Big Lots Credit Card Payment Address
Comenity Bank accepts payments with paper checks. Mail them to:
Comenity Capital Bank
PO Box 183003
Columbus, OH 43218-3003.