Big Lots from Comenity Bank Review

Big Lots from Comenity Bank ā€” all information about the credit card.

Comenity Big Lots
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Our Rating:
0.88 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    None
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR
  • No rewards

Features

Classic
  • No Annual Fee
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
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    Purchase Intro APR
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    Annual Fee
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    Regular APR
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  • 0% Introductory APR for the first 15 months that your account is open
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Recommended credit score
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Good to Excellent (670-799)
  • $95
    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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Comenity Bank Big Lots is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Comenity Bank Big Lots you will get such features as No Annual Fee, Fair Credit, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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