Boscov's from Comenity Bank Review

Boscov's from Comenity Bank — all information about the credit card.

Updated September 07, 2023
Comenity Boscov's
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Our Rating:
2.04 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 2,000x Points for every $1,000 spent in a program year.
    • 4x Points for every $1 you spend on Cosmetics and Fragrance purchases.
    • 2x Points on all other purchases.
  • Intro Offer:
    • 15% Off your first purchase within 30 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    31.24% Variable
  • Balance Transfer APR:
    None
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Comenity Bank Boscov's Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2000X
All purchases
$
4X
Boscov's
$
2X
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
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All benefits

  • Points
    • 2,000x For every $1,000 spent in a program year.
    • 4x On Cosmetics and Fragrance purchases.
    • 2x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 31.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Comenity Bank Boscov's is an option for those, who need Classic features. With an APR of 31.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Comenity Bank Boscov's you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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