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Comenity® Mastercard® from Comenity Bank Review

Comenity® Mastercard® from Comenity Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Comenity® Mastercard® from Comenity Bank
Apply now
Our Rating:
3.65 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Unlimited Cash Back on all purchases (paid as a statement credit).
  • Intro Offer:
    • $100 Cash Back when you spend $500 or more within 90 days of opening your account. Paid as a statement credit.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    23.24% - 30.24% Variable
  • Balance Transfer APR:
    26.99%
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Comenity Bank Comenity® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Have you already recieved the Comenity Bank intro bonus?
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All benefits

  • Cash back
    • 1.5% On all purchases (paid as a statement credit).

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 23.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You won't be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
Cons:
  • 3% Foreign Transaction Fee

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Regular APR
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Comenity Bank Comenity® Mastercard® is an option for those, who need Classic features. With an APR of 23.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Comenity Bank Comenity® Mastercard® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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