USES

Sportsman’s Warehouse Explorewards Visa® Credit Card Review

Sportsman’s Warehouse Explorewards Visa® from Comenity Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Sportsman’s Warehouse Explorewards Visa®
Apply now
Our Rating:
3.7 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points per dollar spent at Sportsman's Warehouse.
    • 2x Points per dollar spent at gas/fuel stations, home improvement retailers, and campgrounds.
    • 1x Points per dollar spent everywhere else.
  • Intro Offer:
    • 5,000x Bonus points redeemable for a $50 gift card when you spend $500 outside Sportsman’s Warehouse within 120 days of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    24.24% - 33.24% Variable
  • Balance Transfer APR:
    26.99%
Show more

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Comenity Bank Sportsman’s Warehouse Explorewards Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Sportsman's Warehouse purchases
$
2X
Gas
$
2X
Home improvement
$
1X
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 5x Per dollar spent at Sportsman's Warehouse.
    • 2x Per dollar spent at gas/fuel stations, home improvement retailers, and campgrounds.
    • 1x Per dollar spent everywhere else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 24.24% - 33.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 35.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Visa
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Comenity Bank Sportsman’s Warehouse Explorewards Visa® is an option for those, who need Classic features. With an APR of 24.24% - 33.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Comenity Bank Sportsman’s Warehouse Explorewards Visa® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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