Helzberg Diamonds from Comenity Bank Review

Helzberg Diamonds from Comenity Bank ā€” all information about the credit card.

Comenity Bank Helzberg Diamonds
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Our Rating:
1.06 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • $25 Off $25 to use towards Holiday gifts with purchase on your Helzberg Diamonds Credit Card.
  • Intro Offer:
    • $100 Welcome Reward when you apply and are approved for the Helzberg Diamonds Credit Card.
    • $50 Off $249.99 with purchase on your Helzberg Credit Card, during your first year as a cardmember.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.99% Variable
  • Balance Transfer APR:
    None
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Comenity Bank Helzberg Diamonds Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
25%
All purchases
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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4.06 out of 5
Recommended credit score
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Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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3.6 out of 5
Recommended credit score
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Fair to Good (580-739)
  • $39
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  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
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The Ownerā€™s Rewards Card by M1 Celtic Bank
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3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    Youā€™ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bankā€˜s site

Comenity Bank Helzberg Diamonds is an option for those, who need Classic features. With an APR of 32.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Comenity Bank Helzberg Diamonds you will get such features as No Annual Fee, Fair Credit, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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