Comenity Toyota Rewards Visa® Credit Card Review
Toyota Rewards Visa® from Comenity Bank — all information about the credit card.
Updated December 18, 2023
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Recommended credit score
Good (670-739)
- Rewards Rate:
- 5x Points at Toyota Dealerships.
- 2x Points on gas, dining, and entertainment.
- 1x Point everywhere else.
- Intro Offer:
- 5,000x Bonus points for spending $500 outside Toyota dealerships within first 90 days.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:21.24% - 30.24% Variable
- Balance Transfer APR:26.99%
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Comenity Bank Toyota Rewards Visa® Rewards Calculator
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All benefits
- Points
- 5x At Toyota Dealerships.
- 2x On gas, dining, and entertainment.
- 1x Everywhere else.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 21.24% - 30.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 26.99%
- APR for Cash Advances
- 31.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Good Credit
About the issuer
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Comenity Bank Toyota Rewards Visa® is an option for those, who need Classic features. With an APR of 21.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Comenity Bank Toyota Rewards Visa® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.