Comenity Toyota Rewards Visa® Credit Card Review

Toyota Rewards Visa® from Comenity Bank — all information about the credit card.

Comenity Bank Toyota Rewards Visa®
Apply now
Our Rating:
3.78 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 5x Points at Toyota Dealerships.
    • 2x Points on gas, dining, and entertainment.
    • 1x Point everywhere else.
  • Intro Offer:
    • 5,000x Bonus points for spending $500 outside Toyota dealerships within first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    21.24% - 30.24% Variable
  • Balance Transfer APR:
    26.99%
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We recommend more cards

Comenity Bank Toyota Rewards Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Toyota Dealerships
$
2X
Gas
$
2X
Dining
$
2X
Entertainment
$
1X
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 5x At Toyota Dealerships.
    • 2x On gas, dining, and entertainment.
    • 1x Everywhere else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 31.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit

About the issuer

Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Comenity Bank Toyota Rewards Visa® is an option for those, who need Classic features. With an APR of 21.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Comenity Bank Toyota Rewards Visa® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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