USES

Roaman's from Comenity Bank Review

Roaman's from Comenity Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Roaman's
Apply now
Our Rating:
1.14 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • $10 Rewards for every 200 points earned at FULLBEAUTY Brands.
    • 1x Point earned for every $1 spent with your card.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
Show more

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Comenity Bank Roaman's Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
Roaman's
$
How would you like to redeem points?
Calculate
Your Results
Yearly earnings
$12
Annual fee
$0
Yes, Comenity Bank Roaman's credit card is worth its annual fee!
How to maximize your Comenity Bank Roaman's rewards?

Follow these simple steps to make the most of Comenity Bank Roaman's credit card:

  • Spend more on Roaman's
  • Redeem most of your points for Purchases in Fullbeauty Brands
  • Pay off your balance in full each month.
  • Make a large purchases plan.

Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Comenity Bank Roaman's.

Your net profit in the first year
$12
cup of coffee x4
Show less details
You will receive 1,200 points in the first year (equivalent to $12)
Where you get the most profit
  • Roaman's
Roaman's
$12
Total
$12
Annual fee
$0
Net yearly credit card profit
$12

All benefits

  • Points
    • 1x For every $1 spent with your card.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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