USES

buybuy BABY® Mastercard® Credit Card Review

Welcome Rewards™ Mastercard® from Comenity Bank — all information about the credit card.

Updated August 28, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Welcome Rewards™ Mastercard®
Apply now
Our Rating:
3.86 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 60x Points for every $1 spent at buybuy Baby®, Bed Bath & Beyond®, & Harmon Face Values.
    • 20x Points for every $1 spent at gas stations & grocery stores.
    • 10x Points for every $1 spent anywhere else Mastercard® is accepted.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.49% - 28.49% Variable
  • Balance Transfer APR:
    26.99%
Show more

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Comenity Bank Welcome Rewards™ Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
60X
buybuy Baby® purchases
$
20X
Gas
$
20X
Groceries
$
10X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 60x For every $1 spent at buybuy Baby®, Bed Bath & Beyond®, & Harmon Face Values.
    • 20x For every $1 spent at gas stations & grocery stores.
    • 10x For every $1 spent anywhere else Mastercard® is accepted.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.49% - 28.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Unsecured
Destiny® Mastercard® First Electronic Bank
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First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On First Electronic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
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  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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On First Progress’s site
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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On First Progress’s site

See Another Credit Cards in the Bank

Comenity Bank Welcome Rewards™ Mastercard® is an option for those, who need Classic features. With an APR of 18.49% - 28.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Comenity Bank Welcome Rewards™ Mastercard® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Annual Fee
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    Purchase Intro APR
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