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Comenity Bank Ann Taylor Mastercard® Credit Card Review

Ann Taylor Mastercard® from Comenity Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Ann Taylor Mastercard®
Apply now
Our Rating:
4.07 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points per $1 spent for Ann Taylor purchases.
    • 2x Points per $1 spent for gas & groceries.
    • 1x Point per $1 spent for everything else.
  • Intro Offer:
    • $20 Receive $20 for your first purchase outside of "Ann Taylor" (in the first 60 days after you open your card).
    • 15% Cash Back applies to qualifying purchases immediately upon account opening at Ann Taylor, AnnTaylor.com, Ann Taylor Factory, LOFT, LOFT.com, or LOFT Outlet.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    35.24% Variable
  • Balance Transfer APR:
    26.99%
Show more

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Comenity Bank Ann Taylor Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Ann Taylor purchases
$
2X
Gas
$
2X
Groceries
$
1X
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 5x For Ann Taylor purchases.
    • 2x For gas & groceries.
    • 1x For everything else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 35.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 35.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Generous rewards
Cons:
  • Foreign Transaction Fee
  • High APR

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Comenity Bank Ann Taylor Mastercard® is an option for those, who need Classic features. With an APR of 35.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Comenity Bank Ann Taylor Mastercard® you will get such features as No Annual Fee, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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