USES

Bed Bath & Beyond® Mastercard® Credit Card Review

Bed Bath & Beyond® Mastercard® from Comenity Bank — all information about the credit card.

Updated August 21, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Bed Bath & Beyond® Mastercard®
Apply now
Our Rating:
3.86 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 5% Back on all purchases at Bed Bath & Beyond®.
    • 2% Back on gas and groceries.
    • 1% Back on all other purchases.
  • Intro Offer:
    • $75 Gift certificate when you spend a minimum of $6,000 in the first 6 months from approval anywhere Mastercard® is accepted outside of Bed Bath & Beyond®.
    • $60 Reward certificate in your first billing statement, when you apply, are approved, and make a purchase the same day at Bed Bath & Beyond® ($125 minimum purchase).
    • $25 Off $100 Welcome Coupon when card arrives.
    • $25 Gift certificate when you spend a minimum of $1,000 in the first 6 months from approval anywhere Mastercard® is accepted outside of Bed Bath & Beyond®.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.49% - 28.49% Variable
  • Balance Transfer APR:
    26.99%
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
1.5%
Cash Back on all purchases.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

Comenity Bank Bed Bath & Beyond® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Bed Bath & Beyond® purchases
$
2%
Gas
$
2%
Groceries
$
1%
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 5% On all purchases at Bed Bath & Beyond®.
    • 2% On gas and groceries.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.49% - 28.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Mastercard
  • No Annual Fee
  • Cashback
  • Rewards
  • Good Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Comenity Bank Bed Bath & Beyond® Mastercard® is an option for those, who need Classic features. With an APR of 18.49% - 28.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Comenity Bank Bed Bath & Beyond® Mastercard® you will get such features as No Annual Fee, Cashback, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Capital One® Spark Cash Plus
Capital One Spark Cash Plus
3.62 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • $150
    Annual Fee
  • None *
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
Learn more
on our partner’s site