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Forever 21 Visa® Credit Card Review from Comenity Bank

Forever 21 Visa® from Comenity Bank — all information about the credit card.

Updated January 19, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Forever 21 Visa®
Apply now
Our Rating:
3.36 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 21% Off on your Forever Rewarded Anniversary and for Forever 21's birthday at Forever 21 only.
    • $10 Birthday discount on $25 minimum purchase at Forever 21 only.
    • 3x Points per $1 spent in store and online at Forever 21.
    • 2x Points per $1 spent on qualifying restaurant purchases.
    • 1x Point per $1 spent on all other purchases.
  • Intro Offer:
    • 20% Off your first purchase at Forever 21.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    28.74% Variable
  • Balance Transfer APR:
    26.99% Variable
Show more

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Comenity Bank Forever 21 Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Forever 21 purchases
$
2X
Dining
$
1X
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x Per $1 spent in store and online at Forever 21.
    • 2x Per $1 spent on qualifying restaurant purchases.
    • 1x Per $1 spent on all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 28.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Exclusive offers
Cons:
  • Foreign Transaction Fee
  • High APR

Features

Classic
Visa
  • No Annual Fee
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Comenity Bank Forever 21 Visa® is an option for those, who need Classic features. With an APR of 28.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Comenity Bank Forever 21 Visa® you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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