USES

Sephora Visa® Credit Cards Review

Sephora Visa® from Comenity Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Comenity Bank Sephora Visa®
Apply now
Our Rating:
3.84 out of 5
scorer
Recommended credit score
Fair (580-669)
  • Rewards Rate:
    • 4% Cash Back in rewards in stores or online at Sephora.
    • 1% Cash Back in rewards on purchases outside Sephora.
  • Intro Offer:
    • $20 Bonus after spending $500 outside of Sephora within 90 days.
    • 25% New cardholders can get 25% off their first Sephora Visa® Credit Card purchase at a Sephora location or online at sephora.com.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    23.24% - 31.99% Variable
  • Balance Transfer APR:
    26.99%
Show more

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Comenity Bank Sephora Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
4%
Sephora purchases
$
1%
All other purchases
$
Have you already recieved the Comenity Bank intro bonus?
Calculate
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All benefits

  • Cash back
    • 4% In rewards in stores or online at Sephora.
    • 1% In rewards on purchases outside Sephora.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 23.24% - 31.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 26.99%
  • APR for Cash Advances
    • 32.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Welcome bonuses
Cons:
  • Foreign Transaction Fee
  • No intro APR period

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Fair Credit

About the issuer

Comenity Bank
Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
score
No Credit History
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Capital One Spark Cash Select for Excellent Credit
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Recommended credit score
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See Another Credit Cards in the Bank

Comenity Bank Sephora Visa® is an option for those, who need Classic features. With an APR of 23.24% - 31.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Comenity Bank Sephora Visa® you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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