My Place Rewards from Comenity Bank Review

My Place Rewards from Comenity Bank ā€” all information about the credit card.

Updated September 06, 2023
Comenity My Place Rewards
Apply now
Our Rating:
1.73 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 25% Off for your kids' birthdays.
    • 2x Points for every $1 spent in store & online at The Children's Place.
  • Intro Offer:
    • 30% Discount on your first purchase.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Comenity Bank My Place Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
The Children's Place
$
Have you already recieved the Comenity Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 2x In store & online at The Children's Place.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Comenity Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Ownerā€™s Rewards Card by M1 Celtic Bank
The Ownerā€™s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    Youā€™ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bankā€˜s site
Low income
First Access VisaĀ® The Bank of Missouri
First Access VisaĀ® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access VisaĀ® Card secure website
Unsecured
MilestoneĀ® MastercardĀ®
MilestoneĀ® MastercardĀ®
3.5 out of 5
Recommended credit score
score
Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Milestone MastercardĀ® website

Comenity Bank My Place Rewards is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Comenity Bank My Place Rewards you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
3.8 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progressā€™s site