USES

Visa® Platinum from Air Force Federal Credit Union Review

Visa® Platinum from Air Force Federal Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
Air Force Federal Credit Union Visa® Platinum
Apply now
Our Rating:
4.21 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point for every $1 spent with the CURewards® program.
  • Intro Offer:
    • 2,500x Bonus points when you sign up.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    16.50% - 18.00% Variable
  • Balance Transfer APR:
    16.50% - 18.00% Variable
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Air Force Federal Credit Union Visa® Platinum Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
Have you already recieved the Air Force Federal Credit Union intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1x On all purchases.
  • Travel
    • Auto Rental Insurance:
    • Rental car insurance is an insurance policy that protects you from incidents that happen while using a rental car.
    • Travel Accident Insurance:
    • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.
    • Baggage Delay Insurance:
    • Baggage delay insurance reimburses you for expenses you have to pay because your baggage is delayed.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 16.50% - 18.00% Variable
  • Intro Balance Transfer APR
    • 0% Introductory period for 12 months with 3% fee
  • Balance Transfers APR
    • 16.50% - 18.00% Variable
  • APR for Cash Advances
    • 16.50% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $2 or 2% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $2 or 2% of the cash advance, whichever is greater
  • Penalty Fees
    • 18.00%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $37
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Platinum
Visa
  • Low interest
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Baggage Delay Insurance
  • Trip Cancellation
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Air Force Federal Credit Union
Air Force Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Air Force Federal Credit Union Visa® Platinum is an option for those, who need Platinum features. With an APR of 16.50% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Air Force Federal Credit Union Visa® Platinum you will get such features as Low interest, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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