USES

Visa® Platinum from Arvest Bank Review

Visa® Platinum from Arvest Bank — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
Arvest Bank Visa® Platinum
Apply now
Our Rating:
3.48 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 1x Arvest Flex Rewards™ point for every $1 you spend on eligible purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 12 billing cycles
  • Regular APR:
    18.49% - 24.99% Variable
  • Balance Transfer APR:
    18.49% - 24.99% Variable
Show more

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Arvest Bank Visa® Platinum Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
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How would you like to redeem points?
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All benefits

  • Points
    • 1x For every $1 you spend on eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 billing cycles
  • Purchase APR
    • 18.49% - 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 billing cycles
  • Balance Transfers APR
    • 18.49% - 24.99% Variable
  • APR for Cash Advances
    • 24.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $4 or 4% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • $25
  • Late Payment
    • $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • Limited rewards
  • No welcome bonus

Features

Platinum
Visa
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Bonus points
  • Purchase Protection
  • Excellent Credit

About the issuer

Arvest Bank
Arvest Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Upgrade Cash Rewards Visa®
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4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Upgrade Triple Cash Rewards Visa® Upgrade
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4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Arvest Bank Visa® Platinum is an option for those, who need Platinum features. With an APR of 18.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Arvest Bank Visa® Platinum you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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