Business Rewards Mastercard® from Bank of the West Review
Business Rewards Mastercard® from Bank of the West — all information about the credit card.
Updated December 07, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Bank of the West Business Rewards Mastercard® Rewards Calculator
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All benefits
- Points
- 2x On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first twelve months from account opening
- Purchase APR
- 14.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first twelve months from account opening
- Balance Transfers APR
- 14.24% Variable
- APR for Cash Advances
- 25.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 4% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 4% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $38
- Late Payment
- Up to $38
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Bank of the West has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bank‘s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
Bank of the West Business Rewards Mastercard® is an option for those, who need Classic features. With an APR of 14.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of the West Business Rewards Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site