USES

Platinum Mastercard® from Bank of the West Review

Platinum Mastercard® from Bank of the West — all information about the credit card.

Updated December 07, 2023
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All benefits

  • Travel
    • Mastercard Airport Concierge™:
    • Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 17.24% - 25.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first twelve months
  • Balance Transfers APR
    • 17.24% - 25.24% Variable
  • APR for Cash Advances
    • 27.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfer
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Bank of the West
Bank of the West has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Good credit score
Upgrade Cash Rewards Visa®
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Recommended credit score
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Fair to Excellent (580-799)
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    Annual Fee
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    Regular APR
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    Cash Back on payments.
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    Purchase Intro APR
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Single mom, Without SSN
Secured Mastercard® Capital One
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Recommended credit score
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No Credit History to Poor (0-579)
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Low income
Upgrade Triple Cash Rewards Visa® Upgrade
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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
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    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Bank of the West Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 17.24% - 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bank of the West Platinum Mastercard® you will get such features as No Annual Fee, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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