Aspiration Zero from Beneficial State Bank Review
Aspiration Zero from Beneficial State Bank ā all information about the credit card.
Updated December 13, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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Upgrade Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgradeās website
Upgrade Triple Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgradeās website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bankās site
Beneficial State Bank Aspiration Zero Rewards Calculator
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All benefits
- Cash back
- 1% For every purchase.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.65% - 21.45% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.65% - 21.45% Variable
- APR for Cash Advances
- 18.25% - 23.25% Variable
- How to Avoid Paying Interest
- Your due date is 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay entire balance by the due date each month.
Fees
- Annual Fee
- $60 annually
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $10
Pros & Cons
Pros:
- Welcome bonus
- Eco-friendly materials
Cons:
- Annual Fee
- Foreign Transaction Fee
- No Intro APR
- Extra Fees
Features
- Low interest
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Beneficial State Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
DestinyĀ® MastercardĀ®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On The Bank of Missouriās site
First Progress Platinum Select MastercardĀ® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progressās site
First Progress Platinum Prestige MastercardĀ® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progressās site
Beneficial State Bank Aspiration Zero is an option for those, who need Classic features. With an APR of 11.65% - 21.45% and $60 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Beneficial State Bank Aspiration Zero you will get such features as Low interest, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
The Ownerās Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bankās site