Dividend Platinum® Visa from CIBC Bank USA Review
Dividend Platinum® Visa from CIBC Bank USA — all information about the credit card.
Updated April 03, 2025
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3% Cash Back on eligible gas, electric vehicle charging, and groceries.
- 2% Cash Back on transportation, dining and recurring payments.
- 1% Cash Back on everything else.
- Intro Offer:
- 10% Cash Back welcome bonus of up to $200 for the first 4 statements on net purchases up to $2,000.
- $50 Cash Back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
- Annual Fee:$99 annually
- Purchase Intro APR:None
- Regular APR:20.99%
- Balance Transfer APR:22.99%
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CIBC Dividend Platinum® Visa Card Rewards Calculator
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All benefits
- Cash back
- 3% On eligible gas, electric vehicle charging, and groceries.
- 2% On transportation, dining and recurring payments.
- 1% On everything else.
- Travel
- Insurance Coverage:
- Your CIBC Dividend Platinum Visa Card comes with valuable insurance card including Auto Rental Collision and Loss Damage Insurance and Purchase Security and Extended Warranty Insurance.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 22.99%
- APR for Cash Advances
- 22.99%
Pros & Cons
Pros:
- Welcome offer
Cons:
- Annual Fee
- No Intro APR period
Features
- Low interest
- Cashback
- Payment Flexibility
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
CIBC Bank USA has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
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First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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CIBC Bank USA Dividend Platinum® Visa is an option for those, who need Classic features. With an APR of 20.99% and $99 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With CIBC Bank USA Dividend Platinum® Visa you will get such features as Low interest, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site