USES

NHL® Discover it® from Discover Bank Review

NHL® Discover it® from Discover Bank — all information about the credit card.

Updated March 19, 2024
Advertiser Disclosure Our Methodology
Discover Bank NHL® Discover it®
Learn more
Our Rating:
5 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 5% Cash Back on everyday purchases at different places each quarter up to the quarterly maximum when you activate (on up to $1,500 in purchases each quarter, then 1%).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • 2x With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 15 months from date of account opening
  • Regular APR:
    17.24% - 28.24% Variable
  • Balance Transfer APR:
    17.24% - 28.24% Variable
Show more

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Discover Bank NHL® Discover it® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Rotating categories
$
1%
All other purchases
$
Have you already recieved the Discover Bank intro bonus?
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All benefits

  • Cash back
    • 5% On everyday purchases at different places each quarter up to the quarterly maximum when you activate (on up to $1,500 in purchases each quarter, then 1%).
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 15 months from date of account opening
  • Purchase APR
    • 17.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for 15 months from date of first transfer
  • Balance Transfers APR
    • 17.24% - 28.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% Intro fee on balances transferred by June 10, 2024 and up to 5% fee for future balance transfers will apply
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • None the first time you pay late. After that, up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
  • No Foreign Transaction Fee
Cons:
  • No fixed bonus categories

Features

Classic
Discover
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit

About the issuer

Discover Bank
Discover Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Annual Fee
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    Regular APR
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See Another Credit Cards in the Bank

Discover Bank NHL® Discover it® is an option for those, who need Classic features. With an APR of 17.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Discover Bank NHL® Discover it® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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