Cash Rewards Visa® from First Citizens Bank Review
Cash Rewards Visa® from First Citizens Bank — all information about the credit card.
Updated December 07, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 1.5% Unlimited Cash Back on all your purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:18.24% - 27.24% Variable
- Balance Transfer APR:18.24% - 27.24% Variable
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
Capital One QuicksilverOne Cash Rewards Credit Card
$39
Annual Fee
29.99%
Regular APR
1.5%
Cash Back on every purchase.
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on our partner’s site
First Citizens Bank Cash Rewards Visa® Rewards Calculator
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All benefits
- Cash back
- 1.5% On all your purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 18.24% - 27.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles following account opening on any balance transferred within the first 90 days following account opening
- Balance Transfers APR
- 18.24% - 27.24% Variable
- APR for Cash Advances
- 27.24% - 30.24% Variable
- How to Avoid Paying Interest
- Your due date will be at least 21 days after your billing statement is mailed or delivered to you.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $25
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- No Annual Fee
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
First Citizens Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
First Citizens Bank Cash Rewards Visa® is an option for those, who need Classic features. With an APR of 18.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Citizens Bank Cash Rewards Visa® you will get such features as No Annual Fee, Rewards, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.