Cash Rewards Visa® from First Citizens Bank Review
Cash Rewards Visa® from First Citizens Bank — all information about the credit card.
- Rewards Rate:
- 1.5% Unlimited Cash Back on all your purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:18.24% - 27.24% Variable
- Balance Transfer APR:18.24% - 27.24% Variable
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First Citizens Bank Cash Rewards Visa® Rewards Calculator
Follow these simple steps to make the most of First Citizens Bank Cash Rewards Visa® credit card:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with First Citizens Bank Cash Rewards Visa®.
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- All purchases
All benefits
- Cash back
- 1.5% On all your purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 18.24% - 27.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles following account opening on any balance transferred within the first 90 days following account opening
- Balance Transfers APR
- 18.24% - 27.24% Variable
- APR for Cash Advances
- 27.24% - 30.24% Variable
- How to Avoid Paying Interest
- Your due date will be at least 21 days after your billing statement is mailed or delivered to you.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $25
- Late Payment
- Up to $39
Pros & Cons
- No Annual Fee
- Intro APR period
- Foreign Transaction Fee
Features
- No Annual Fee
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
First Citizens Bank Cash Rewards Visa® is an option for those, who need Classic features. With an APR of 18.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With First Citizens Bank Cash Rewards Visa® you will get such features as No Annual Fee, Rewards, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR