USES

Secured Visa® from GO2Bank™ Review

Secured Visa® from GO2Bank™ — all information about the credit card.

Updated April 29, 2022
Advertiser Disclosure Our Methodology
GO2Bank™ Secured Visa®
Apply now
Our Rating:
1.76 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    22.99%
  • Balance Transfer APR:
    None
Show more

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Gold Preferred® Secured Visa® Applied Bank
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 22.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 26.99%
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period (at least 23 days for billing periods that begin in February). You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $20
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Visa
  • No Annual Fee
  • Free Credit Score
  • Poor Credit

About the issuer

GO2Bank™
GO2Bank™ has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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On the First Access Visa® Card secure website
Total Visa® Card The Bank of Missouri
Total Visa® Card
3.32 out of 5
Recommended credit score
score
Rebuilding Credit to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.74%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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GO2Bank™ Secured Visa® is an option for those, who need Classic features. With an APR of 22.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With GO2Bank™ Secured Visa® you will get such features as No Annual Fee, Free Credit Score, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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First Progress Platinum Select Mastercard® Secured Synovus Bank
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3.5 out of 5
Recommended credit score
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  • $39
    Annual Fee
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    Purchase Intro APR
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