Platinum Visa® from Members First Credit Union of Florida Review
Platinum Visa® from Members First Credit Union of Florida — all information about the credit card.
Updated June 17, 2024
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$12 annually
- Purchase Intro APR:None
- Regular APR:10.9% Fixed
- Balance Transfer APR:10.9% Fixed
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Capital One Quicksilver Cash Rewards Credit Card
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19.99% - 29.99%
Regular APR
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
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Regular APR
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Members First Credit Union of Florida Platinum Visa® Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 10.9% Fixed
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 10.9% Fixed
- APR for Cash Advances
- 10.9% Fixed
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $12 annually
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- None
- Return Payment
- Up to $37
- Late Payment
- Up to $37
Pros & Cons
Pros:
- No fees for balance transfer and cash advances
Cons:
- Annual Fee
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- Rewards
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Members First Credit Union of Florida has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.74%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site
Members First Credit Union of Florida Platinum Visa® is an option for those, who need Platinum features. With an APR of 10.9% and $12 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Members First Credit Union of Florida Platinum Visa® you will get such features as Low interest, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site