Platinum Visa® from Members First Credit Union of Florida Review

Platinum Visa® from Members First Credit Union of Florida — all information about the credit card.

Members First Credit Union of Florida Platinum Visa®
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Our Rating:
3.58 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $12 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    10.9% Fixed
  • Balance Transfer APR:
    10.9% Fixed
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Members First Credit Union of Florida Platinum Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 1x On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 10.9% Fixed
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 10.9% Fixed
  • APR for Cash Advances
    • 10.9% Fixed
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $12 annually
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • None
  • Return Payment
    • Up to $37
  • Late Payment
    • Up to $37
View all Rates & Fees

Pros & Cons

Pros:
  • No fees for balance transfer and cash advances
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • No Intro APR period

Features

Platinum
Visa
  • Low interest
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Members First Credit Union of Florida has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
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Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.49%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

Members First Credit Union of Florida Platinum Visa® is an option for those, who need Platinum features. With an APR of 10.9% and $12 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Members First Credit Union of Florida Platinum Visa® you will get such features as Low interest, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.6 out of 5
Recommended credit score
scorer
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
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    Purchase Intro APR
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