Focus Gold Credit Card Review

Focus Gold ā€” all information about the credit card.

Focus Gold
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Our Rating:
3.1 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $179.40 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    None
  • Balance Transfer APR:
    None
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • None
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None

Fees

  • Annual Fee
    • $179.40 annually
View all Rates & Fees

Pros & Cons

Pros:
  • Fast and Easy Application
Cons:
  • Membership Fee

Features

Gold
  • Poor Credit

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3.2 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $75 - $125
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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4.2 out of 5
Recommended credit score
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  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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    Purchase Intro APR
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Recommended credit score
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No Credit History to Good (0-739)
  • $75 - $125
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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Focus Gold is an option for those, who need Gold features. With an APR of None and $179.40 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Focus Gold you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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