Preferred World Mastercard® from Popular Bank Review
Preferred World Mastercard® from Popular Bank — all information about the credit card.
Updated December 18, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 2% Cash Back on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$95 annually
- Purchase Intro APR:0% Introductory APR for the first 12 months
- Regular APR:17.49% - 30.49% Variable
- Balance Transfer APR:17.49% - 30.49% Variable
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Popular Bank Preferred World Mastercard® Rewards Calculator
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All benefits
- Cash back
- 2% On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 12 months
- Purchase APR
- 17.49% - 30.49% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening
- Balance Transfers APR
- 17.49% - 30.49% Variable
- APR for Cash Advances
- 28.49% - 32.49% Variable
- How to Avoid Paying Interest
- Your payment due date is at least 21 days after the close of each billing cycle. You will not be charged interest from the time you purchased goods or services, if you pay your full account balance by the Payment Due Date.
Fees
- Annual Fee
- $95 annually
- Fees for Balance Transfer
- 2% of the amount of each transfer (minimum $2; maximum $10)
- Fees for Cash Advances
- 2% of the amount of each transaction (minimum $2; maximum $10)
- Late Payment
- Up to $40
- Return Check
- Up to $10
Pros & Cons
Pros:
- Intro APR period
Cons:
- Annual Fee
- Foreign Transaction Fee
Features
- 0% Intro APR
- Cashback
- Fraud Protection
- Rewards
- Fair Credit
- Good Credit
About the issuer
Popular Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site
International students
Capital One Quicksilver Student Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 1.5%Cash Back on all purchases.
- NonePurchase Intro APR
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Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
Apply now
On Upgrade‘s website
Popular Bank Preferred World Mastercard® is an option for those, who need Classic features. With an APR of 17.49% - 30.49% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Popular Bank Preferred World Mastercard® you will get such features as 0% Intro APR, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site