RateWise Mastercard® from Quorum Federal Credit Union Review
RateWise Mastercard® from Quorum Federal Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.40% - 18.00% Variable
- Balance Transfer APR:12.40% - 18.00% Variable
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
All benefits
- Travel
- Mastercard Travel Services™:
- Mastercard Travel & Lifestyle Services is a travel planning and booking gateway, granting World and World Elite cardholders access to exclusive guarantees, amenities and upgrades, 24/7 concierge and premium offers and entertainment from top travel brands.
- Mastercard Airport Concierge™:
- Mastercard Airport Concierge™ gives you access to a personalized meet & greet service, facilitating your airport experience.
- Trip Cancellation:
- Trip Cancellation is a pre-departure benefit that can reimburse 100% of a traveler's trip cost if they need to cancel their trip for a covered reason.
- MasterRental Insurance:
- Mastercard car rental insurance covers your rental vehicle against physical damage and theft.
- MasterAssist Travel Assistance Services:
- Travel Assistance Services is your guide to many important services you may need when traveling.
- Lost and Damaged Luggage Insurance:
- Baggage coverage within a travel insurance policy can be very valuable if your baggage is lost, damaged or delayed in another location.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.40% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 12.40% - 18.00% Variable
- APR for Cash Advances
- 12.40% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- $5.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $25.00)
- Return Payment
- Up to $25.00
- Late Payment
- Up to $25.00
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Intro APR period
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Fraud Protection
- Purchase Protection
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Trip Cancellation
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
Quorum Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
Learn more
on our partner’s site
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Quorum Federal Credit Union RateWise Mastercard® is an option for those, who need Classic features. With an APR of 12.40% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Quorum Federal Credit Union RateWise Mastercard® you will get such features as Low interest, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.