USES

RateWise MastercardĀ® from Quorum Federal Credit Union Review

RateWise MastercardĀ® from Quorum Federal Credit Union ā€” all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
Quorum RateWise MastercardĀ®
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Our Rating:
3.03 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.40% - 18.00% Variable
  • Balance Transfer APR:
    12.40% - 18.00% Variable
Show more

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All benefits

  • Travel
    • Mastercard Travel Servicesā„¢:
    • Mastercard Travel & Lifestyle Services is a travel planning and booking gateway, granting World and World Elite cardholders access to exclusive guarantees, amenities and upgrades, 24/7 concierge and premium offers and entertainment from top travel brands.
    • Mastercard Airport Conciergeā„¢:
    • Mastercard Airport Conciergeā„¢ gives you access to a personalized meet & greet service, facilitating your airport experience.
    • Trip Cancellation:
    • Trip Cancellation is a pre-departure benefit that can reimburse 100% of a traveler's trip cost if they need to cancel their trip for a covered reason.
    • MasterRental Insurance:
    • Mastercard car rental insurance covers your rental vehicle against physical damage and theft.
    • MasterAssist Travel Assistance Services:
    • Travel Assistance Services is your guide to many important services you may need when traveling.
    • Lost and Damaged Luggage Insurance:
    • Baggage coverage within a travel insurance policy can be very valuable if your baggage is lost, damaged or delayed in another location.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.40% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 12.40% - 18.00% Variable
  • APR for Cash Advances
    • 12.40% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • $5.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $25.00)
  • Return Payment
    • Up to $25.00
  • Late Payment
    • Up to $25.00
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • No Intro APR period
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • Low interest
  • No Annual Fee
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

Quorum Federal Credit Union
Quorum Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On First Electronic Bankā€˜s site
First Progress Platinum Prestige MastercardĀ® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
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  • $49
    Annual Fee
  • 14.24%
    Regular APR
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    Cash Back rewards on payments.
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    Purchase Intro APR
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First Progress Platinum Select MastercardĀ® Secured Synovus Bank
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Recommended credit score
score
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  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Quorum Federal Credit Union RateWise MastercardĀ® is an option for those, who need Classic features. With an APR of 12.40% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Quorum Federal Credit Union RateWise MastercardĀ® you will get such features as Low interest, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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