Platinum Mastercard® from Safe 1 Credit Union Review
Platinum Mastercard® from Safe 1 Credit Union — all information about the credit card.
Updated December 20, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:13.00% - 19.75% Variable
- Balance Transfer APR:13.00% - 19.75% Variable
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Capital One QuicksilverOne Cash Rewards Credit Card
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Regular APR
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All benefits
- Travel
- Mastercard Airport Concierge™:
- Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 13.00% - 19.75% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 13.00% - 19.75% Variable
- APR for Cash Advances
- 13.00% - 19.75% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- 2% of transaction amount or $10, whichever is greater
- Penalty Fees
- 27.50%
- Return Payment
- $25
- Late Payment
- $15
Pros & Cons
Pros:
- No Annual Fee
- No Balance Transfer Fees
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Extended Warranty Protection
- Fair Credit
- Good Credit
About the issuer
Safe 1 Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.74%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
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First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.74%Regular APR
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
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Safe 1 Credit Union Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 13.00% - 19.75% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Safe 1 Credit Union Platinum Mastercard® you will get such features as Low interest, No Annual Fee, Extended Warranty Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
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