Visa from State Employees’ Credit Union® Review

Visa from State Employees’ Credit Union® — all information about the credit card.

State Employees’ Credit Union®
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Our Rating:
3.46 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    13.00% - 18.00% Variable
  • Balance Transfer APR:
    13.00% - 18.00% Variable
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 13.00% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 13.00% - 18.00% Variable
  • APR for Cash Advances
    • 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on Purchases and Balance Transfers if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances from the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • $0.75 for each transaction at an ATM
  • Late Payment
    • Up to $20
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
Contactless
  • Low interest
  • No Annual Fee
  • Payment Flexibility
  • Good Credit
  • Excellent Credit

About the issuer

State Employees’ Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
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3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

State Employees’ Credit Union® Visa is an option for those, who need Classic features. With an APR of 13.00% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With State Employees’ Credit Union® Visa you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.6 out of 5
Recommended credit score
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