Visa from State Employees’ Credit Union® Review
Visa from State Employees’ Credit Union® — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:13.00% - 18.00% Variable
- Balance Transfer APR:13.00% - 18.00% Variable
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Annual Fee
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Upgrade Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
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Regular APR
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 13.00% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 13.00% - 18.00% Variable
- APR for Cash Advances
- 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on Purchases and Balance Transfers if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances from the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $0.75 for each transaction at an ATM
- Late Payment
- Up to $20
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period
Features
- Low interest
- No Annual Fee
- Payment Flexibility
- Good Credit
- Excellent Credit
About the issuer
State Employees’ Credit Union® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
State Employees’ Credit Union® Visa is an option for those, who need Classic features. With an APR of 13.00% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With State Employees’ Credit Union® Visa you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.