Visa® Rewards from State Street Bank Review

Visa® Rewards from State Street Bank — all information about the credit card.

State Street Visa® Rewards
Apply now
Our Rating:
3.81 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    3.99% Introductory Rate for 12 months from the date your account is opened
  • Regular APR:
    15.50% Variable
  • Balance Transfer APR:
    15.50% Variable
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State Street Bank Visa® Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 1x On all purchases.
  • Travel
    • Travel Insurance:
    • Travel insurance provides financial protection if you face certain problems when you're travelling or on holiday.
    • Car Rental Insurance:
    • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.

Rate and fee information

  • Purchase Intro APR
    • 3.99% Introductory Rate for 12 months from the date your account is opened
  • Purchase APR
    • 15.50% Variable
  • Intro Balance Transfer APR
    • 3.99% Introductory Rate for 12 months from the date your account is opened
  • Balance Transfers APR
    • 15.50% Variable
  • APR for Cash Advances
    • 3.99% Introductory Rate for 12 months from the date your account is opened
      15.50% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after close of each billing cycle. You will not be charged interest on Purchases if you pay the entire balance in full by the due date each month. You will be charged interest on Balance Transfers and Cash Advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • $5 or 1% of the amount of the cash advance, whichever, is greater; max $100
  • Penalty Fees
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Bonus points
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

State Street Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.53 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • N/A%
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

State Street Bank Visa® Rewards is an option for those, who need Classic features. With an APR of 15.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With State Street Bank Visa® Rewards you will get such features as Low interest, No Annual Fee, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Best for Fair credit
3.6 out of 5
Recommended credit score
scorer
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
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