USES

Visa® Rewards from State Street Bank Review

Visa® Rewards from State Street Bank — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
State Street Visa® Rewards
Apply now
Our Rating:
3.81 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    3.99% Introductory Rate for 12 months from the date your account is opened
  • Regular APR:
    15.50% Variable
  • Balance Transfer APR:
    15.50% Variable
Show more

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State Street Bank Visa® Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
Calculate
Your Results
Yearly earnings
$12
Annual fee
$0
Yes, State Street Bank Visa® Rewards credit card is worth its annual fee!
How to maximize your State Street Bank Visa® Rewards rewards?

Follow these simple steps to make the most of State Street Bank Visa® Rewards credit card:

  • Spend more on All purchases
  • Redeem most of your points for Travel purchases at Hotels, Airlines
  • Pay off your balance in full each month.
  • Make a large purchases plan.

Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with State Street Bank Visa® Rewards.

Your net profit in the first year
$12
cup of coffee x4
Show less details
You will receive 1,200 points in the first year (equivalent to $12)
Where you get the most profit
  • All purchases
All purchases
$12
Total
$12
Annual fee
$0
Net yearly credit card profit
$12

All benefits

  • Points
    • 1x On all purchases.
  • Travel
    • Travel Insurance:
    • Travel insurance provides financial protection if you face certain problems when you're travelling or on holiday.
    • Car Rental Insurance:
    • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.

Rate and fee information

  • Purchase Intro APR
    • 3.99% Introductory Rate for 12 months from the date your account is opened
  • Purchase APR
    • 15.50% Variable
  • Intro Balance Transfer APR
    • 3.99% Introductory Rate for 12 months from the date your account is opened
  • Balance Transfers APR
    • 15.50% Variable
  • APR for Cash Advances
    • 3.99% Introductory Rate for 12 months from the date your account is opened
      15.50% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after close of each billing cycle. You will not be charged interest on Purchases if you pay the entire balance in full by the due date each month. You will be charged interest on Balance Transfers and Cash Advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • $5 or 1% of the amount of the cash advance, whichever, is greater; max $100
  • Penalty Fees
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Bonus points
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

State Street Bank
State Street Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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State Street Bank Visa® Rewards is an option for those, who need Classic features. With an APR of 15.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With State Street Bank Visa® Rewards you will get such features as Low interest, No Annual Fee, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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