Visa® Rewards from State Street Bank Review
Visa® Rewards from State Street Bank — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:3.99% Introductory Rate for 12 months from the date your account is opened
- Regular APR:15.50% Variable
- Balance Transfer APR:15.50% Variable
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State Street Bank Visa® Rewards Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
- Travel
- Travel Insurance:
- Travel insurance provides financial protection if you face certain problems when you're travelling or on holiday.
- Car Rental Insurance:
- Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
Rate and fee information
- Purchase Intro APR
- 3.99% Introductory Rate for 12 months from the date your account is opened
- Purchase APR
- 15.50% Variable
- Intro Balance Transfer APR
- 3.99% Introductory Rate for 12 months from the date your account is opened
- Balance Transfers APR
- 15.50% Variable
- APR for Cash Advances
- 3.99% Introductory Rate for 12 months from the date your account is opened
15.50% Variable
- 3.99% Introductory Rate for 12 months from the date your account is opened
- How to Avoid Paying Interest
- Your due date is at least 25 days after close of each billing cycle. You will not be charged interest on Purchases if you pay the entire balance in full by the due date each month. You will be charged interest on Balance Transfers and Cash Advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $5 or 1% of the amount of the cash advance, whichever, is greater; max $100
- Penalty Fees
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Bonus points
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
State Street Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Destiny® Mastercard®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
State Street Bank Visa® Rewards is an option for those, who need Classic features. With an APR of 15.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With State Street Bank Visa® Rewards you will get such features as Low interest, No Annual Fee, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Merrick Bank‘s site