Farm Sanctuary Visa® from UMB Bank Review
Farm Sanctuary Visa® from UMB Bank — all information about the credit card.
Updated December 07, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
All benefits
- Cash back
- 0.5% Of the amount of each purchase is donated to Farm Sanctuary.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.24% - 23.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening
- Balance Transfers APR
- 19.24% - 23.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Generally, you will be charged interest on Cash Advances and Balance Transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% of the amount of the Balance Transfer, with a $15 minimum and no maximum
- Fees for Cash Advances
- 3% of the amount of the Cash Advance, with a $15 minimum and a $50 maximum
- Return Payment
- Up to $38
- Late Payment
- Up to $38
Pros & Cons
Pros:
- Intro APR period on balance transfers
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- No Annual Fee
- Fair Credit
- Good Credit
About the issuer
UMB Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On The Bank of Missouri‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
Total Visa® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total Visa® Card secure website
See Another Credit Cards in the Bank
UMB Bank Farm Sanctuary Visa® is an option for those, who need Classic features. With an APR of 19.24% - 23.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With UMB Bank Farm Sanctuary Visa® you will get such features as No Annual Fee, Fair Credit, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Merrick Bank‘s site