Business Platinum™ Visa® from Union Bank® Review
Business Platinum™ Visa® from Union Bank® — all information about the credit card.
Updated December 05, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
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Annual Fee
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Regular APR
2x - 7x:
Points on restaurants.
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
All benefits
- Travel
- Auto Rental Collision Damage:
- Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 months that your account is open
- Purchase APR
- 12.24% - 20.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 6 months that your account is open
- Balance Transfers APR
- 12.24% - 20.24% Variable
- APR for Cash Advances
- 27.50% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 calendar days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Introductory fee of either $10 or 3% of the amount of each balance transfer, whichever is greater, forthe first 6 months youraccountis open. Afterthat, either$10or 5% of the amount of eachbalancetransfer, whicheveris greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- None
- Return Payment
- $35
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- No rewards
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Fraud Protection
- Purchase Protection
- Auto Rental Insurance
- Good Credit
About the issuer
Union Bank® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
Walmart purchases
Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
Union Bank® Business Platinum™ Visa® is an option for those, who need Platinum features. With an APR of 12.24% - 20.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Union Bank® Business Platinum™ Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Plus
Recommended credit score
Excellent (740-799)
- $150Annual Fee
- None *Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- None *Purchase Intro APR
Learn more
on our partner’s site