Business Preferred Rewards™ Visa® from Union Bank® Review

All benefits

• Points
  • 5x Per $1 spent up to $25,000 annually on select business expenses (such as office supplies, utility bills, and telecom services), and 1 point per $1 spent thereafter.
  • 2x Per $1 spent up to $25,000 annually on gas station and restaurant purchases, and 1 point per $1 spent thereafter.
  • 1x Per $1 spent on all other purchases.
• Travel
  • Auto Rental Collision Damage:
  • With your Visa card, you’re covered for damage due to collision or theft.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR for the first 6 months that your account is open
• Purchase APR
  • 14.24% - 23.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 14.24% - 23.24% Variable
• APR for Cash Advances
  • 27.50% Variable
• How to Avoid Paying Interest
  • Your due date is at least 21 calendar days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• Fraud Protection
• Rewards
• Bonus points
• Auto Rental Insurance
• Good Credit