Platinum™ Visa® from Union Bank® Review
Platinum™ Visa® from Union Bank® — all information about the credit card.
Updated December 05, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
View All Credit Cards View other Union Bank® Credit CardsWe recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 15 months that your account is open
- Purchase APR
- 10.74% - 22.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 15 months that your account is open
- Balance Transfers APR
- 10.74% - 22.24% Variable
- APR for Cash Advances
- 27.50% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 calendar days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $0 Introductory fee for balance transfers completed within 60 days of account opening. After that, either $10 or 3% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $37
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Fraud Protection
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
Union Bank® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
For bad credit
Petal® 1 "No Annual Fee" Visa®
WebBank
Recommended credit score
No Credit History to Good (0-739)
- NoneAnnual Fee
- 29.49% - 34.49%Regular APR
- 2% - 10%:Cash Back at select merchants.
- NonePurchase Intro APR
Apply now
On WebBank‘s site
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Beginner, No history
Petal® 2 “Cash Back, No Fees” Visa®
WebBank
Recommended credit score
No Credit History to Excellent (0-799)
- NoneAnnual Fee
- 29.49% - 31.49%Regular APR
- 1% - 1.5%:Cash Back after making 12 on-time monthly payments.
- NonePurchase Intro APR
Apply now
On WebBank‘s site
Union Bank® Platinum™ Visa® is an option for those, who need Platinum features. With an APR of 10.74% - 22.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Union Bank® Platinum™ Visa® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site