Secured Visa® from Union Bank® Review
Secured Visa® from Union Bank® — all information about the credit card.
Updated December 05, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
View All Credit Cards View other Union Bank® Credit CardsWe recommend more cards
Merrick Bank Secured Credit Card
$36
Annual Fee
22.70%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On Merrick Bank‘s site
First Access Visa® Card
$75.00 for the 1st year, $48.00 after
Annual Fee
35.99%
Regular APR
1%
Earn 1% cash back rewards on payments made to your First Access Credit Card.
Apply now
On the First Access Visa® Card secure website
Total Visa® Card
$75.00 for the 1st year, $48.00 after
Annual Fee
35.99%
Regular APR
1%
Cash Back on all purchases.
Apply now
On the Total Visa® Card secure website
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 21.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 21.24% Variable
- APR for Cash Advances
- 27.50% Variable
- How to Avoid Paying Interest
- Your due dateis at least 21 calendar days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $25 annually
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $37
Pros & Cons
Pros:
- Choose Your Credit Limit
- Build credit
Cons:
- Annual Fee
- Foreign Transaction Fee
Features
- Fraud Protection
- Free Credit Score
- Purchase Protection
- Poor Credit
About the issuer
Union Bank® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site
Unsecured
Destiny® Mastercard®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On The Bank of Missouri‘s site
Union Bank® Secured Visa® is an option for those, who need Classic features. With an APR of 21.24% and $25 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Union Bank® Secured Visa® you will get such features as Fraud Protection, Free Credit Score, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
FIT™ Platinum Mastercard®
Recommended credit score
No Credit History to Poor (0-579)
- See termsAnnual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Continental Finance site